/* Colletra Fintech — public landing (aligned with colletra.com fintech palette) */

:root {
  --navy-950: #060b14;
  --navy-900: #0a1426;
  --navy-800: #0f1f3a;
  --navy-700: #152a4a;
  --bg: #f3f6fb;
  --bg-subtle: #eef2f9;
  --bg-tint: #e4ebf7;
  --bg-card: #ffffff;
  --text: #0a0f1c;
  --muted: #5c6478;
  --accent: #1d4ed8;
  --accent-bright: #3b82f6;
  --accent-hover: #1e40af;
  --accent-cyan: #22d3ee;
  --accent-soft: rgba(29, 78, 216, 0.1);
  --accent-2: #0d9488;
  --accent-2-soft: rgba(13, 148, 136, 0.12);
  --highlight: #d4a853;
  --border: #dce3ef;
  --border-strong: #c5d0e3;
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.06);
  --shadow-md: 0 10px 28px rgba(15, 23, 42, 0.09);
  --shadow-lg: 0 22px 56px rgba(15, 23, 42, 0.11);
  --shadow-xl: 0 28px 64px rgba(15, 23, 42, 0.14);
  --radius: 18px;
  --radius-sm: 14px;
  --radius-pill: 999px;
  --max: 1180px;
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --font-display: "Plus Jakarta Sans", "Inter", system-ui, sans-serif;
  --ease-out: cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --ease-spring: cubic-bezier(0.34, 1.2, 0.64, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  background-color: var(--bg-subtle);
  background-image:
    radial-gradient(ellipse 90% 70% at 50% -25%, rgba(29, 78, 216, 0.12), transparent 55%),
    radial-gradient(ellipse 60% 45% at 100% 0%, rgba(34, 211, 238, 0.08), transparent 50%),
    radial-gradient(ellipse 50% 40% at 0% 70%, rgba(15, 31, 58, 0.04), transparent 45%);
  background-attachment: fixed;
  color: var(--text);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

h1,
h2,
h3,
.section-title,
.hero-eyebrow,
.pillar-card__kicker,
.pillar-card__title,
.features-subtitle,
.payment-copy-grid__title {
  font-family: var(--font-display);
}

::selection {
  background: var(--accent-soft);
  color: var(--text);
}

a {
  color: var(--accent);
  text-decoration: none;
  transition: color 0.15s ease;
}

a:hover {
  text-decoration: underline;
  color: var(--accent-bright);
}

.site-main {
  position: relative;
}

.wrap {
  width: min(var(--max), calc(100% - 2.5rem));
  margin-inline: auto;
}

/* ——— Header ——— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.82);
  backdrop-filter: blur(18px) saturate(1.6);
  -webkit-backdrop-filter: blur(18px) saturate(1.6);
  border-bottom: 1px solid rgba(225, 232, 242, 0.9);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.8) inset, var(--shadow-sm);
}

.site-header .inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.05rem 0;
  flex-wrap: wrap;
}

.brand {
  font-weight: 700;
  font-size: 1.125rem;
  letter-spacing: -0.025em;
  color: var(--text);
  text-decoration: none;
  transition: color 0.2s ease, opacity 0.2s ease;
}

.brand:hover {
  text-decoration: none;
  color: var(--accent);
  opacity: 0.95;
}

.brand-with-logo {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
}

.brand-logo {
  display: block;
  object-fit: contain;
  flex-shrink: 0;
}

.brand-with-logo .brand-text {
  font-weight: 700;
}

.nav-toggle {
  display: none;
  background: var(--bg-card);
  border: 1px solid var(--border);
  color: var(--text);
  padding: 0.55rem 0.95rem;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-size: 0.875rem;
  font-weight: 600;
  box-shadow: var(--shadow-sm);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.nav-toggle:hover {
  border-color: var(--border-strong);
  box-shadow: var(--shadow-md);
}

.nav {
  display: flex;
  gap: 0.35rem 0.75rem;
  align-items: center;
  flex-wrap: wrap;
}

.nav > a:not(.btn) {
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.45rem 0.85rem;
  border-radius: var(--radius-pill);
  transition: background 0.2s ease, color 0.2s ease;
}

.nav > a:not(.btn):hover {
  color: var(--text);
  text-decoration: none;
  background: rgba(21, 71, 196, 0.06);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  padding: 0.7rem 1.25rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.9375rem;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition:
    transform 0.2s var(--ease-out),
    box-shadow 0.2s var(--ease-out),
    background 0.2s ease,
    border-color 0.2s ease;
}

.btn:hover {
  text-decoration: none;
}

.btn:active {
  transform: translateY(0);
}

.btn-lg {
  padding: 0.9rem 1.65rem;
  font-size: 1.02rem;
  border-radius: var(--radius-sm);
}

.btn-primary {
  background: linear-gradient(155deg, var(--accent-bright) 0%, var(--accent) 42%, #1e3a8a 100%);
  color: #fff;
  box-shadow:
    0 2px 0 rgba(255, 255, 255, 0.18) inset,
    0 4px 20px rgba(29, 78, 216, 0.4);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow:
    0 2px 0 rgba(255, 255, 255, 0.2) inset,
    0 10px 28px rgba(29, 78, 216, 0.48);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: 0 2px 12px rgba(29, 78, 216, 0.35);
}

.btn-outline {
  background: rgba(255, 255, 255, 0.95);
  border-color: var(--border-strong);
  color: var(--text);
  box-shadow: var(--shadow-sm);
}

.btn-outline:hover {
  border-color: var(--accent);
  background: #fff;
  color: var(--accent);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn-nav {
  padding: 0.5rem 1.15rem;
  font-size: 0.875rem;
  box-shadow: 0 2px 12px rgba(21, 71, 196, 0.28);
}

.btn-block {
  width: 100%;
  margin-top: 1rem;
}

/* ——— Hero ——— */
.hero {
  position: relative;
  padding: 0;
  background: linear-gradient(165deg, #ffffff 0%, #f0f5ff 35%, #e8effc 100%);
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 55% 50% at 92% 12%, rgba(29, 78, 216, 0.14), transparent 58%),
    radial-gradient(circle at 8% 85%, rgba(34, 211, 238, 0.09), transparent 40%),
    linear-gradient(105deg, transparent 55%, rgba(10, 20, 38, 0.02) 100%);
  pointer-events: none;
}

.hero-eyebrow {
  margin: 0 0 0.85rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  background: linear-gradient(90deg, rgba(29, 78, 216, 0.12), rgba(34, 211, 238, 0.1));
  border: 1px solid rgba(29, 78, 216, 0.18);
  border-radius: var(--radius-pill);
  padding: 0.4rem 0.95rem;
  display: inline-block;
  width: fit-content;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 3.5rem);
  align-items: center;
  padding: 3.75rem 0 4.5rem;
}

.hero-copy h1 {
  font-size: clamp(2.35rem, 4.8vw, 3.35rem);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.035em;
  margin: 0 0 1.35rem;
  color: var(--text);
  text-wrap: balance;
}

.hero .lead {
  font-size: 1.1875rem;
  line-height: 1.58;
  color: var(--muted);
  max-width: 36rem;
  margin: 0 0 1.85rem;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.hero-visual {
  margin: 0;
  justify-self: end;
  max-width: 100%;
}

.hero-visual__frame {
  border-radius: 22px;
  overflow: hidden;
  box-shadow: var(--shadow-xl), 0 0 0 1px rgba(255, 255, 255, 0.5) inset;
  border: 1px solid rgba(225, 232, 242, 0.95);
  background: var(--bg-card);
  transition: box-shadow 0.35s var(--ease-out), transform 0.35s var(--ease-out);
}

.hero-visual__frame:hover {
  box-shadow: var(--shadow-xl), 0 20px 50px rgba(21, 71, 196, 0.12);
  transform: translateY(-3px);
}

.hero-visual__frame img {
  display: block;
  width: 100%;
  height: auto;
  vertical-align: middle;
}

/* Checklists */
.checklist {
  list-style: none;
  padding: 0;
  margin: 0 0 1.75rem;
}

.checklist li {
  position: relative;
  padding-left: 1.85rem;
  margin-bottom: 0.65rem;
  color: var(--muted);
  font-size: 1.02rem;
}

.checklist--checks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35rem;
  width: 1.25rem;
  height: 1.25rem;
  border-radius: 50%;
  background-color: var(--accent);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 10' fill='none'%3E%3Cpath d='M1 5l3.5 3.5L11 1' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 0.65rem;
}

/* ——— Sections ——— */
.section {
  padding: clamp(3.25rem, 6vw, 4.5rem) 0;
  border-top: 1px solid rgba(225, 232, 242, 0.85);
  background: var(--bg-card);
}

.section-tint {
  background: linear-gradient(178deg, #eef3fb 0%, #e6edf7 45%, #dfe8f4 100%);
  border-top-color: rgba(203, 213, 225, 0.55);
}

.section-header {
  margin-bottom: 2.5rem;
}

.section-header--center {
  text-align: center;
  max-width: 44rem;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 2.85rem;
}

.section-title {
  font-size: clamp(1.85rem, 3.2vw, 2.35rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  margin: 0 0 1rem;
  line-height: 1.18;
  text-wrap: balance;
}

.section-header--center .section-title::after {
  content: "";
  display: block;
  width: 3.25rem;
  height: 4px;
  border-radius: 4px;
  margin: 1.1rem auto 0;
  background: linear-gradient(90deg, var(--accent), var(--accent-cyan));
  opacity: 0.95;
}

.section-intro,
.section-lead {
  margin: 0;
  color: var(--muted);
  font-size: 1.0625rem;
  line-height: 1.65;
  max-width: 52rem;
}

.section-header--center .section-intro {
  margin-left: auto;
  margin-right: auto;
}

/* Split sections (image + copy) */
.split-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.section-split--reverse .split-grid {
  direction: rtl;
}

.section-split--reverse .split-grid > * {
  direction: ltr;
}

.section-split--solo .split-grid {
  grid-template-columns: 1fr;
  max-width: 40rem;
  margin-inline: auto;
}

.split-media {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  background: linear-gradient(145deg, #e8ecf6, #dce3f0);
  transition: box-shadow 0.3s var(--ease-out), transform 0.3s var(--ease-out);
}

.split-media:hover {
  box-shadow: var(--shadow-xl);
  transform: scale(1.01);
}

.split-media img {
  display: block;
  width: 100%;
  height: auto;
}

.split-content .section-title {
  margin-bottom: 1rem;
}

/* Overview — manifesto block (colletra.com-style emphasis) */
.section-manifesto .split-content {
  position: relative;
  padding-left: 1.25rem;
}

.section-manifesto .split-content::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35rem;
  bottom: 0.35rem;
  width: 4px;
  border-radius: 4px;
  background: linear-gradient(180deg, var(--accent), var(--accent-cyan));
  box-shadow: 0 0 20px rgba(34, 211, 238, 0.35);
}

.section-manifesto .split-content .section-title {
  font-size: clamp(1.95rem, 3.5vw, 2.55rem);
  line-height: 1.2;
  letter-spacing: -0.035em;
}

.section-manifesto .section-lead {
  font-size: 1.125rem;
  color: #475569;
  max-width: 38rem;
}

/* ——— Product grid ——— */
.section-terminals {
  background: linear-gradient(180deg, var(--bg-subtle) 0%, #e9eff8 100%);
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(1.25rem, 2.5vw, 2rem);
}

.product-card {
  background: var(--bg-card);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition:
    box-shadow 0.3s var(--ease-out),
    transform 0.3s var(--ease-out),
    border-color 0.25s ease;
}

.product-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-5px);
  border-color: rgba(21, 71, 196, 0.18);
}

.product-card__media {
  aspect-ratio: 16 / 11;
  background: linear-gradient(150deg, #eef3f9, #dfe7f2);
  overflow: hidden;
}

.product-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.55s var(--ease-out);
}

.product-card:hover .product-card__media img {
  transform: scale(1.05);
}

.product-card__body {
  padding: 1.6rem 1.45rem 1.75rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.product-card__body h3 {
  margin: 0 0 0.5rem;
  font-size: 1.2rem;
  font-weight: 700;
}

.product-card__summary {
  color: var(--text);
  font-weight: 500;
  margin: 0 0 0.5rem;
  font-size: 0.98rem;
}

.product-card__desc {
  color: var(--muted);
  font-size: 0.92rem;
  margin: 0 0 0.75rem;
  flex: 1;
}

.product-card__specs {
  margin: 0;
  padding-left: 1.15rem;
  font-size: 0.85rem;
  color: var(--muted);
}

.product-card__specs li {
  margin-bottom: 0.35rem;
}

/* ——— Features split ——— */
.features-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}

.features-subtitle {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--accent);
  margin: 2rem 0 1rem;
}

.features-subtitle:first-child {
  margin-top: 0;
}

.feature-checklist {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
}

.feature-checklist li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  margin-bottom: 1.35rem;
}

.feature-checklist__icon {
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 12px;
  background: var(--accent-soft);
  border: 1px solid rgba(26, 86, 219, 0.15);
  flex-shrink: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 14 11' fill='none'%3E%3Cpath d='M1 5.5l4 4 8-8' stroke='%231a56db' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 0.9rem;
}

.feature-checklist strong {
  display: block;
  font-size: 1.05rem;
  margin-bottom: 0.25rem;
}

.feature-checklist p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.features-split__visual {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
  position: sticky;
  top: 6rem;
}

.features-split__visual img {
  display: block;
  width: 100%;
  height: auto;
}

.features-split--single {
  grid-template-columns: 1fr;
  max-width: 40rem;
  margin-inline: auto;
}

/* ——— Why: headline + Innovation/Trust pillars + icon grid ——— */
.section--why {
  background: var(--bg-card);
  border-top: 1px solid var(--border);
  padding-bottom: clamp(2.5rem, 5vw, 3.5rem);
}

.section--why .section-header--center .section-title::after {
  background: linear-gradient(90deg, var(--accent), var(--accent-cyan));
  width: 3.5rem;
  height: 4px;
}

/* Dark band — full width of parent section (avoid 100vw: it includes scrollbar width and causes horizontal scroll) */
.pillar-band {
  margin-top: 0.5rem;
  padding: clamp(2.75rem, 6vw, 4.25rem) 0;
  background:
    radial-gradient(ellipse 80% 120% at 20% 0%, rgba(34, 211, 238, 0.12), transparent 55%),
    radial-gradient(ellipse 60% 80% at 100% 100%, rgba(29, 78, 216, 0.18), transparent 50%),
    linear-gradient(165deg, var(--navy-900) 0%, var(--navy-800) 45%, #0c1829 100%);
  width: 100%;
  box-sizing: border-box;
  border-block: 1px solid rgba(255, 255, 255, 0.06);
}

.pillar-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: clamp(1.25rem, 3vw, 2rem);
}

.pillar-card {
  position: relative;
  padding: clamp(1.75rem, 3vw, 2.35rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: calc(var(--radius) + 4px);
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.07) 0%, rgba(255, 255, 255, 0.02) 100%);
  border: 1px solid rgba(255, 255, 255, 0.12);
  box-shadow:
    0 0 0 1px rgba(0, 0, 0, 0.2) inset,
    0 24px 48px rgba(0, 0, 0, 0.25);
  overflow: hidden;
  transition: transform 0.35s var(--ease-out), border-color 0.3s ease, box-shadow 0.35s ease;
}

.pillar-card:hover {
  transform: translateY(-4px);
  border-color: rgba(34, 211, 238, 0.35);
  box-shadow:
    0 0 0 1px rgba(0, 0, 0, 0.15) inset,
    0 32px 64px rgba(0, 0, 0, 0.35),
    0 0 40px rgba(34, 211, 238, 0.08);
}

.pillar-card__glow {
  position: absolute;
  top: -40%;
  right: -20%;
  width: 55%;
  height: 80%;
  background: radial-gradient(circle, rgba(34, 211, 238, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.pillar-card__kicker {
  margin: 0 0 0.75rem;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(212, 168, 83, 0.95);
}

.pillar-card__figure {
  margin: 0 0 1rem;
  line-height: 0.85;
  display: flex;
  align-items: baseline;
  gap: 0.08em;
}

.pillar-card__figure-num {
  font-family: var(--font-display);
  font-size: clamp(3.25rem, 8vw, 4.5rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  color: #fff;
  text-shadow: 0 0 40px rgba(34, 211, 238, 0.25);
}

.pillar-card__figure-suffix {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: rgba(255, 255, 255, 0.55);
}

.pillar-card__title {
  margin: 0 0 0.65rem;
  font-size: clamp(1.15rem, 2.2vw, 1.35rem);
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.02em;
  line-height: 1.25;
}

.pillar-card__body {
  margin: 0;
  font-size: 0.98rem;
  line-height: 1.65;
  color: rgba(226, 232, 240, 0.88);
}

.why-grid-wrap {
  padding-top: clamp(2rem, 4vw, 2.75rem);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.section--why .why-grid {
  gap: 1.25rem;
}

.why-card {
  padding: 1.85rem 1.65rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: linear-gradient(165deg, #ffffff 0%, #fafcfe 100%);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.3s var(--ease-out), transform 0.3s var(--ease-out), border-color 0.25s ease;
}

.section--why .why-card {
  padding: 2rem 1.75rem;
  border-radius: 1.25rem;
  background: #fff;
  border: 1px solid rgba(203, 213, 225, 0.85);
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.06), 0 1px 0 rgba(255, 255, 255, 0.9) inset;
}

.why-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: rgba(21, 71, 196, 0.15);
}

.section--why .why-card:hover {
  border-color: rgba(29, 78, 216, 0.22);
  box-shadow: 0 12px 36px rgba(15, 23, 42, 0.1);
}

.why-card__icon {
  width: 3.1rem;
  height: 3.1rem;
  border-radius: 14px;
  background: linear-gradient(145deg, var(--accent-soft), var(--accent-2-soft));
  margin-bottom: 1.1rem;
  border: 1px solid rgba(21, 71, 196, 0.12);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.8) inset;
}

.section--why .why-card__icon {
  width: 3.75rem;
  height: 3.75rem;
  border-radius: 50%;
  margin-bottom: 1.2rem;
  position: relative;
  flex-shrink: 0;
  background: linear-gradient(160deg, #eff6ff 0%, #dbeafe 50%, #bfdbfe 100%);
  border: 1px solid rgba(29, 78, 216, 0.25);
  box-shadow: 0 2px 14px rgba(29, 78, 216, 0.15);
}

.section--why .why-card__icon::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 1.65rem;
  height: 1.65rem;
  background-repeat: no-repeat;
  background-position: center;
  background-size: contain;
}

/* Cycle icons by card order (original SVGs, not third-party assets) */
.section--why .why-grid .why-card:nth-child(4n + 1) .why-card__icon::before {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%231d4ed8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='19' y1='5' x2='5' y2='19'/%3E%3Ccircle cx='6.5' cy='6.5' r='2.5'/%3E%3Ccircle cx='17.5' cy='17.5' r='2.5'/%3E%3C/svg%3E");
}

.section--why .why-grid .why-card:nth-child(4n + 2) .why-card__icon::before {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%231d4ed8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z'/%3E%3Cpolyline points='14 2 14 8 20 8'/%3E%3Cpath d='M9 15l2 2 4-4'/%3E%3C/svg%3E");
}

.section--why .why-grid .why-card:nth-child(4n + 3) .why-card__icon::before {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%231d4ed8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20.84 4.61a5.5 5.5 0 0 0-7.78 0L12 5.67l-1.06-1.06a5.5 5.5 0 0 0-7.78 7.78l1.06 1.06L12 21.23l7.78-7.78 1.06-1.06a5.5 5.5 0 0 0 0-7.78z'/%3E%3C/svg%3E");
}

.section--why .why-grid .why-card:nth-child(4n + 4) .why-card__icon::before {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%231d4ed8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z'/%3E%3Cpolyline points='9 12 11 14 15 10'/%3E%3C/svg%3E");
}

.why-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
}

.section--why .why-card h3 {
  color: #0f172a;
  font-size: 1.125rem;
}

.why-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.section--why .why-card p {
  color: #475569;
  line-height: 1.6;
}

/* ——— How pay ——— */
.how-pay {
  background: var(--bg);
}

.how-pay-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.how-pay-card {
  text-align: center;
  padding: 2.1rem 1.35rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: linear-gradient(180deg, #ffffff, #f8fafd);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.3s var(--ease-out), transform 0.3s var(--ease-out);
}

.how-pay-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.how-pay-card__visual {
  width: 5rem;
  height: 5rem;
  margin: 0 auto 1.25rem;
  border-radius: 20px;
  background: var(--bg-subtle);
  border: 1px solid var(--border);
}

.how-pay-card__visual--chip {
  width: 6.75rem;
  height: 5.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0.35rem;
  background: #f1f5f9;
  overflow: hidden;
}

.how-pay-card__visual--chip img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
}

.how-pay-card__visual--tap {
  width: 6.75rem;
  height: 5.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0.35rem;
  background: #fff;
  overflow: hidden;
}

.how-pay-card__visual--tap img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
}

.how-pay-card__visual--wallet {
  background: linear-gradient(145deg, #0f172a 0%, #334155 100%);
  border-radius: 16px;
  box-shadow: inset 0 0 0 3px rgba(255, 255, 255, 0.15);
}

.how-pay-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
}

.how-pay-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.55;
}

/* ——— Use cases (tabbed) ——— */
.use-case-tabs {
  max-width: 44rem;
  margin: 0 auto;
}

.use-case-tabs__list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.5rem;
  justify-content: center;
  margin-bottom: 1.35rem;
  padding-bottom: 0.25rem;
  border-bottom: 1px solid rgba(148, 163, 184, 0.45);
}

.use-case-tabs__tab {
  appearance: none;
  margin: 0;
  font: inherit;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--muted);
  background: transparent;
  border: none;
  border-radius: 10px;
  padding: 0.55rem 0.95rem;
  cursor: pointer;
  transition:
    color 0.2s ease,
    background 0.2s ease,
    box-shadow 0.2s ease;
  box-shadow: inset 0 0 0 1px transparent;
}

.use-case-tabs__tab:hover {
  color: var(--text);
  background: rgba(255, 255, 255, 0.55);
}

.use-case-tabs__tab:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
}

.use-case-tabs__tab.is-active {
  color: var(--accent);
  background: rgba(255, 255, 255, 0.92);
  box-shadow:
    inset 0 0 0 1px rgba(21, 71, 196, 0.2),
    0 2px 10px rgba(15, 23, 42, 0.06);
}

.use-case-tabs__panel {
  margin: 0;
  padding: 1.35rem 1.5rem 1.45rem;
  border-radius: var(--radius-sm);
  background: var(--bg-card);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  text-align: center;
}

.use-case-tabs__panel[hidden] {
  display: none;
}

.use-case-tabs__panel p {
  margin: 0;
  color: var(--text);
  font-size: 1.02rem;
  line-height: 1.6;
}

.use-case-tabs__solo-label {
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--text);
  margin: 0 0 0.65rem !important;
}

.use-case-tabs--solo .use-case-tabs__panel {
  text-align: center;
}

/* ——— Payment strip ——— */
@keyframes payment-logo-spin-y {
  0% {
    transform: rotateY(0deg);
  }
  35% {
    transform: rotateY(100deg);
  }
  100% {
    transform: rotateY(360deg);
  }
}

.payment-brand-row,
.payment-types-logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 0.85rem 1rem;
  margin-bottom: 2.5rem;
}

.payment-tile {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-sizing: border-box;
  padding: 0.5rem;
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  border: 1px solid var(--border);
  color: var(--text);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s ease;
  perspective: 14rem;
  cursor: pointer;
  outline-offset: 4px;
}

.payment-types-logos__item {
  min-width: 110px;
  width: 110px;
  height: 80px;
  border-radius: 16px;
}

.payment-tile:focus-visible {
  outline: 2px solid var(--accent);
}

.payment-tile:hover {
  box-shadow: var(--shadow-md);
}

.payment-tile__spin {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  height: 100%;
  transform-style: preserve-3d;
  backface-visibility: visible;
}

.payment-tile:hover .payment-tile__spin,
.payment-tile:focus-visible .payment-tile__spin {
  animation: payment-logo-spin-y 0.7s cubic-bezier(0.45, 0.02, 0.55, 0.98) both;
}

.payment-tile.payment-tile--spin .payment-tile__spin {
  animation: payment-logo-spin-y 0.7s cubic-bezier(0.45, 0.02, 0.55, 0.98) both;
}

.payment-tile__logo {
  display: block;
  width: auto;
  height: auto;
  max-width: 92px;
  max-height: 56px;
  object-fit: contain;
  pointer-events: none;
  user-select: none;
}

.payment-copy-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  max-width: 56rem;
  margin: 0 auto;
}

.payment-copy-grid__title {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
}

.payment-copy-grid .muted {
  color: var(--muted);
  margin: 0;
  font-size: 0.98rem;
}

/* ——— Testimonial ——— */
.section-testimonial-band {
  background: linear-gradient(180deg, var(--navy-950) 0%, var(--navy-900) 100%);
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.testimonial {
  max-width: 48rem;
  margin: 0 auto;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.08) 0%, rgba(255, 255, 255, 0.02) 100%);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  padding: 2.5rem 2.25rem;
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.2);
  position: relative;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.testimonial::before {
  content: "\201C";
  position: absolute;
  top: 1.25rem;
  left: 1.5rem;
  font-size: 3.5rem;
  line-height: 1;
  font-family: Georgia, "Times New Roman", serif;
  color: rgba(34, 211, 238, 0.2);
  pointer-events: none;
}

.testimonial blockquote {
  margin: 0;
  position: relative;
  z-index: 1;
  font-size: 1.22rem;
  font-weight: 500;
  line-height: 1.55;
  color: rgba(248, 250, 252, 0.95);
}

.testimonial cite {
  display: block;
  position: relative;
  z-index: 1;
  margin-top: 1rem;
  color: rgba(148, 163, 184, 0.95);
  font-style: normal;
  font-size: 0.95rem;
}

/* ——— FAQ (smooth expand/collapse via grid 0fr → 1fr) ——— */
.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 1.1rem 1.35rem;
  margin-bottom: 0.75rem;
  box-shadow: var(--shadow-sm);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.faq-item:hover {
  border-color: rgba(21, 71, 196, 0.2);
  box-shadow: var(--shadow-md);
}

.faq-item summary {
  cursor: pointer;
  font-weight: 600;
  list-style: none;
  position: relative;
  padding-right: 2rem;
  transition: color 0.2s ease;
}

.faq-item summary:hover {
  color: var(--accent);
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "";
  position: absolute;
  right: 0.15rem;
  top: 0.4em;
  width: 0.5rem;
  height: 0.5rem;
  border-right: 2px solid var(--muted);
  border-bottom: 2px solid var(--muted);
  transform: rotate(45deg);
  transform-origin: 50% 66%;
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-item[open] summary::after {
  transform: rotate(-135deg);
  top: 0.55em;
}

.faq-item__body {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-item[open] .faq-item__body {
  grid-template-rows: 1fr;
}

.faq-item__inner {
  overflow: hidden;
  min-height: 0;
}

.faq-item__a {
  color: var(--muted);
  font-size: 0.95rem;
  padding-top: 0.75rem;
  line-height: 1.6;
}

@media (prefers-reduced-motion: reduce) {
  .faq-item__body {
    transition: none;
  }

  .faq-item summary::after {
    transition: none;
  }
}

/* ——— Contact ——— */
.section-contact {
  padding-bottom: 4.5rem;
}

.section-contact--cta {
  background: linear-gradient(180deg, #f8fafc 0%, #eef2f7 100%);
  border-top: 1px solid var(--border);
}

.section-contact--cta .section-title,
.section-contact--cta .section-intro {
  color: var(--text);
}

.contact-box {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  align-items: center;
  justify-content: space-between;
  max-width: 44rem;
  margin: 0 auto;
  background: linear-gradient(165deg, var(--navy-900) 0%, var(--navy-800) 100%);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
  padding: 2.15rem 2.35rem;
  box-shadow: 0 24px 56px rgba(10, 20, 38, 0.35);
  position: relative;
  overflow: hidden;
}

.contact-box::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--accent-cyan), var(--accent-bright), var(--highlight));
  opacity: 0.95;
}

.contact-box__details,
.contact-box .btn {
  position: relative;
  z-index: 1;
}

.contact-box__details {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  font-size: 1rem;
}

.contact-box__details strong {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: rgba(148, 163, 184, 0.95);
}

.contact-box__details,
.contact-box__details a {
  color: rgba(226, 232, 240, 0.95);
}

.contact-box__details a:hover {
  color: var(--accent-cyan);
}

/* ——— Footer ——— */
.site-footer {
  padding: 2.75rem 0 3.25rem;
  color: var(--muted);
  font-size: 0.875rem;
  border-top: 1px solid var(--border);
  background: linear-gradient(180deg, #f4f7fc 0%, #eef2f8 100%);
}

.site-footer--brand {
  background: linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%);
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  color: rgba(148, 163, 184, 0.95);
}

.site-footer--brand .wrap > p:first-child {
  color: rgba(203, 213, 225, 0.9);
}

.site-footer--brand .admin-link {
  color: rgba(148, 163, 184, 0.6);
}

.site-footer .wrap > p:first-child {
  max-width: 52rem;
  line-height: 1.65;
}

.site-footer__admin {
  margin-top: 1.25rem;
}

.admin-link {
  font-size: 0.8rem;
  opacity: 0.45;
}

.admin-link:hover {
  opacity: 1;
}

/* ——— Scroll to top ——— */
.scroll-top {
  position: fixed;
  z-index: 40;
  bottom: max(1.5rem, env(safe-area-inset-bottom, 0px));
  right: max(1.5rem, env(safe-area-inset-right, 0px));
  width: 3rem;
  height: 3rem;
  padding: 0;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: #fff;
  box-shadow: var(--shadow-md);
  color: var(--accent);
  font-size: 1.35rem;
  font-weight: 600;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transform: translateY(0.75rem);
  transition: opacity 0.28s ease, visibility 0.28s ease, transform 0.28s ease,
    background 0.15s ease, color 0.15s ease, box-shadow 0.15s ease;
}

.scroll-top.scroll-top--visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.scroll-top:hover {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
  box-shadow: var(--shadow-lg);
}

.scroll-top:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
}

@media (prefers-reduced-motion: reduce) {
  .scroll-top {
    transition: none;
  }

  body {
    background-attachment: scroll;
  }
}

/* ——— Responsive ——— */
@media (max-width: 960px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
    padding-top: 2.5rem;
  }

  .hero-visual {
    justify-self: center;
    order: -1;
    max-width: min(100%, 420px);
  }

  .split-grid,
  .features-split,
  .payment-copy-grid {
    grid-template-columns: 1fr;
  }

  .section-split--reverse .split-grid {
    direction: ltr;
  }

  .features-split__visual {
    position: static;
    order: -1;
  }

  .product-grid {
    grid-template-columns: 1fr;
  }

  .how-pay-grid {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .pillar-grid {
    grid-template-columns: 1fr;
  }

  .section-manifesto .split-content {
    padding-left: 0;
    padding-top: 1.1rem;
  }

  .section-manifesto .split-content::before {
    left: 0;
    right: 0;
    top: 0;
    bottom: auto;
    width: 100%;
    height: 4px;
  }

  .use-case-tabs__list {
    flex-wrap: nowrap;
    justify-content: flex-start;
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x proximity;
    gap: 0.35rem;
    padding-bottom: 0.5rem;
    margin-bottom: 1.1rem;
    border-bottom: 1px solid rgba(148, 163, 184, 0.4);
  }

  .use-case-tabs__tab {
    flex: 0 0 auto;
    scroll-snap-align: start;
    white-space: nowrap;
    max-width: min(85vw, 16rem);
    overflow: hidden;
    text-overflow: ellipsis;
  }
}

@media (max-width: 720px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    gap: 0.2rem;
    padding: 0.85rem 1rem 1rem;
    margin-top: 0.35rem;
    background: rgba(255, 255, 255, 0.98);
    border-radius: var(--radius-sm);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-md);
  }

  .nav.is-open {
    display: flex;
  }

  .nav > a:not(.btn) {
    padding: 0.65rem 0.85rem;
    border-radius: 10px;
  }

  .btn-nav {
    text-align: center;
    margin-top: 0.35rem;
  }

  .section {
    padding: clamp(2.75rem, 8vw, 3.25rem) 0;
  }

  .section-header--center .section-title::after {
    margin-top: 0.9rem;
  }

  body {
    background-attachment: scroll;
  }
}

@media (prefers-reduced-motion: reduce) {
  .hero-visual__frame:hover,
  .product-card:hover,
  .product-card:hover .product-card__media img,
  .why-card:hover,
  .pillar-card:hover,
  .how-pay-card:hover,
  .split-media:hover,
  .btn-primary:hover,
  .btn-outline:hover {
    transform: none;
  }

  .payment-tile:hover .payment-tile__spin,
  .payment-tile:focus-visible .payment-tile__spin,
  .payment-tile.payment-tile--spin .payment-tile__spin {
    animation: none !important;
  }
}